Interview: cheapest way to send money abroad with Christophe

Launched in 2015 by french expatriates sick of getting robbed by their bank when sending money abroad, the startup wants to become the of money transfers. It targets migrants, expats and students abroad. Here is the interview I made with them.


Hello Chris, please can you introduce yourself?

I studied in France and Germany, worked in more than 10 countries, but mostly in Switzerland and China as a finance manager. I am now a happy entrepreneur, ambitious, with big interest for sports and A.I.

I was tired of the complexe way to send money abroad, so I created with a friend my own startup to make the world a better place.


Which traveler are you?

I am kind of a digital nomad. I don’t know this word, it’s already too mainstream, but I aspire to travel and work my whole life. I am a work-aholic and travel is a good way to take some time off. Our whole team in the startup has the same mindset. It’s important for us.

I don’t like being a tourist, so I do long-term travel in each country I go to go deep and live as a local.

How your startup is born?

We talked a lot with Etienne, the co-founder. We wanted to create a company together. When I was in China, I suffered a lot about money transfers: it was very hard to send money abroad. And very opaque. Etienne was travelling too at this time and faced off the same issue. It was done. We had the idea, the motivation, the skills. We just needed to organize a bit and that’s it.


Who is this Etienne? Can you tell me more?

He is the co-founder, he lived in switzerland too. We worked together there. He also lived in North of america, Asia, and a lot in Europe.


Why your startup name?

Because Money Transfer Is Simple.


What is the innovation?

We literally offer you the best way to send money abroad, it means the cheapest, the fastest or the easiest according to your needs.

We give a real-time comparison of any money transfer services. We are totally free. And we listen our users. A lot.


How do you see “tomorrow”?

As an open world where people is free. Freedom means eveything. And in this freedom, we will deliver the best service to people to send money abroad.


Why Silicon Valley knows the best way to wire money abroad

No, I won’t talk to you about the amazing TV show. I want to go deep about the Silicon Valley from the beginning: who are they and why they know the best way to wire money.

What is the silicon valley

The Silicon Valley, in California, close to San Francisco, is a huge geographic zone where biggest startups of the world are: Google, Amazon, Facebook, Apple, etc.

From San Francisco to San Jose, you will find the people creating the tomorrow’s world. The most innovative area worldwide. The genius from India, France, UK, Japan, Germany, Brazi, Mexico, Canada, Australia, China, Taiwan, Indonesia are all here. They are the best in the technology.

They are all expatriates, they have a long-term VISA, so they have a US bank account, they earn a lot of money (so they don’t know what to do with it because they work all the time). You see it coming? Yes.

They all want to save more and more money each month, and to do it, they have to use the best international money transfer services.

If I’m talking to you about Silicon Valley today, it’s because they are ahead of everyone. That’s where the tomorrow’s world is created. So they know sh*t about stuff, you know 🙂

Why it knows the best way to wire money

And this is why people and workers in Silicon Valley know the best way to send money abroad.
Living in the heart of the innovation world, they always know the best tools and services to do a money transfer. What can help them the best. And before everybody else.

It’s a small world, I lived there 3 months. Everybody knows someone who know the “BEST TOOL EVER, trust me, it will make your life better”.

This is where big names like Paypal, Stripe or TFW were born. The services you can use to wire money abroad everymonth.